Wealthcare Financial Group, Inc.(“Wealthcare,” “we,” “our,” or “us”) is committed to safeguarding thenon-public personal information of our clients (“Clients,” “you,” or “your”).We protect the security and confidentiality of the personal information wemaintain and implement controls designed to ensure that such information isused for proper business purposes in connection with managing and servicing ourrelationship with you. We do not sell your non-publicpersonal information. We do not share your information with non-affiliatedthird parties for marketing or promotional purposes.
Registered Investment Advisers(“RIAs”) must share some personal information to service client accounts.Federal and state laws require us to disclose how we collect, share, andprotect your personal information, and provide you the right to limit certaintypes of sharing in some circumstances.
We may collect non-publicpersonal information about you from the following sources:
· Name, address, telephone number(s), and emailaddress(es)
· Date of birth
· Driver’s license number
· Social Security number or taxpayeridentification number
· Assets and liabilities
· Income and expenses
· Investment activity
· Investment experience and goals (includingsuitability/risk information)
· Account information (including informationregarding accounts held at other institutions)
· Custody, brokerage, and advisory agreements
· Account applications and forms
· Other advisory agreements and legal documents
· Investment questionnaires and suitabilitydocuments
· Transactional information with us or others
· Other information needed to service your account(including from custodians, brokers, and other financial institutions)
When you visit our website, wemay collect certain technical and usage data (for example, IP address, browsertype and version, device/operating system information, time zone setting,browser plug-ins, and usage data). We collect this information using cookies,server logs, and similar technologies.
We use your personal information to:
· Provide advisory and financial services
· Process transactions, perform general accountmaintenance, and service your account
· Communicate with you about your account(s), ourservices, and policy updates
· Respond to regulators, legal process, orinvestigations, and comply with applicable law
· Provide customer support and respond toinquiries
We share non-public personalinformation only as permitted or required by law and only for discrete andreasonable business purposes related to servicing and managing our relationshipwith you.
Sharing for servicing our Clients (service providers and otherparties). We may share non-public personalinformation with non-affiliated third parties (such as administrators, brokers,custodians, regulators, credit agencies, consultants, and other financialinstitutions) as necessary for us to provide agreed-upon services, includingprocessing transactions, general account maintenance, responding to regulatorsor legal investigations, and credit reporting, as applicable.
This type of sharing isnecessary to provide our services and generally cannot be limited.
Wealthcare Financial Group doesnot disclose, and does not intend to disclose, personal information withnon-affiliated third parties so they can market to you. We will only shareinformation for purposes of servicing your accounts, not for marketing.
Your non-public personalinformation may be disclosed to you and to persons we reasonably believe areyour authorized agent(s) or representative(s).
We do not disclose, and do notintend to disclose, non-public personal information to non-affiliated thirdparties with respect to persons who are no longer our Clients for marketingpurposes.
If the mailing address providedfor your account is in California, North Dakota, or Vermont, we willautomatically treat your account as if you do not want us to disclose yourpersonal information to non-affiliated third parties for purposes of them marketingto you, except as permitted by applicable state law.
If you opt into our SMS program,we will send you messages regarding our services, updates, policies, and (whereapplicable) promotional offers. Message frequency may vary based on yourinteraction with our services.
Opt-out option: You may opt outat any time by replying “STOP” to any SMS message you receive from us, or bycontacting us directly. We do not share mobileinformation with third parties or affiliates for marketing or promotionalpurposes. Additionally, all categories of personal data described in thispolicy exclude text messaging originator opt-in data and consent. Thisinformation will not be shared with any third parties under any circumstances.
However, we may share limitedinformation with trusted service providers who assist us in operating our SMSprogram, provided they agree to keep your data confidential and use it solelyfor the purpose of providing services on our behalf. To manage your information orfor help with opt-out requests, please contact us at the phone number or emailaddress listed below.
To safeguard your personalinformation from unauthorized access and use, we maintain physical, procedural,and electronic security measures. These include, for example, secure passwords,encrypted file storage, access controls, and a secure office environment. Our technology vendors providesecurity and access control over personal information and maintain policiesregarding the transmission of data. Our associates are trained on theirresponsibilities to protect client personal information. We require third partiesthat assist in providing our services to you to protect the personalinformation they receive from us.
Depending on applicable law, youmay have rights regarding your personal information, such as requesting accessto or correction of your information, and opting out of certain communications.To submit a request, please contact us using the information below.
We may change this PrivacyPolicy from time to time to reflect changes in our services, how we usepersonal information, or applicable law. If we make changes, we will revise theEffective Date above. If we make material changes, we will provide notice orobtain consent as required by law.
WEALTHCARE FINANCIAL GROUP, INC.
BETHESDA LOCATION
ATLANTA LOCATION
